How to Get Your Personal Finances Right, in Eight Lessons

"The content was relatable, on point, and delivered well. I especially appreciated learning how to read and interpret the cost and performance statistics of unit trusts and ETFs."

"This course gave me excellent exposure to financial knowledge that I've never heard of anywhere else. Babalwa was amazing!"

Intended for young professionals, these eight lessons give participants the tools and information they need to make smart choices at the outset of their careers.

Babalwa Nonkenge learned her lessons the hard way, and - after over 20 years building a highly successful professional career - is passionate about helping others avoid making the same mistakes.

Every lesson is packed with answers to basic questions, practical guidance, and road-tested advice. 

Content overview

• Lesson 1 - Now That You're Hired: effective assertiveness, courageous conversations, Adulting 101, seeking help, onboarding forms and paperwork, employee benefits, catering for beneficiaries (including those beyond the nuclear family), medical cover, retirement plans  
• Lesson 2 - Your First Salary: prioritising, resentment free family support, financial tools, goal-based budgeting, your payslip and IRP5, tax returns and assessments, your relationship with SARS
• Lesson 3 - Everyday Banking: decoding banking terminology, the range of banking products, product pricing, matching banking products to your needs
• Lesson 4 - Non-Banking Financial Products: short-term insurance, life insurance, retirement funding, medical cover, DIY retail investing, accessible products, matching investments to financial goals
• Lesson 5 - Your Credit Report: how data is collected, fraud prevention, interpreting your personal score, improving your personal score
• Lesson 6 - Debt... the Good, the Bad and the Ugly: decoding the terminology of debt, life cycle management, secured and unsecured credit, warning bells, your rights and responsibilities, debt counselling
• Lesson 7 - Financial Planning: legal definition of financial advice, lifestyle goal setting, value of independent advice, how to select a financial advisor
• Lesson 8 - Estate Planning: components of a valid will, your estate, risks of intestate succession, real costs of dying, wrapping up an estate, appropriate use of trusts

Delivery options

This course is designed to be taken by a group of people just starting out at your firm. Choose between the following options:

• 8 lessons in-office: all eight sessions delivered in person at your offices. R69,000 incl. VAT for up to 25 people in Johannesburg. Additional travel costs apply for other cities.
• 8 lessons online: all eight sessions delivered via Teams. R69,000 incl. VAT for up to 25 people
• 4 lessons in-office: choose any four from the eight available lessons, to be delivered in person at your offices. R39,100 incl. VAT for up to 25 people in Johannesburg. Additional travel costs apply for other cities.
• 4 lessons online: choose any four from the eight available lessons, to be delivered via Teams. R39,100 incl. VAT for up to 25 people

Please click on the window below corresponding to your choice, where you can request a booking.

If you think your team would benefit from a different number of lessons to those offered here, please click "ask a question" above. We will make an effort to accommodate all requests.